Ship
repairers are responsible for watercraft and equipment in their care, custody
and control, as well as damage to third party property and personal injury,
arising in the course of their operations. Our ship repairers liability
insurance provides cover for legal liability that arises in the course of a ship
repair business
A
comprehensive liability cover to cater for the needs of businesses (individuals
or companies) involved in the ship repair industry, that provide maintenance or
repair services to watercraft including:
• ship repair facilities
• marina operators
• painters
• welders
• mechanics
• electricians
• plumbers
• upholsterers
• cabinet makers
• plus many other specialist tradesme
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Jika
anda memerlukan jaminan Pengiriman barang atau Pengangkutan Barang
dengan biaya ringan. Hubungi L&G Insurance Broker. Broker dan
konsultan
asuransi khusus bank garansi terbaik di Indonesia. Segera call/WA segera
ke 081283987016 sekarang juga
atau klik L&G Insurance Broker
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features and benefits:
Policy features include cover for
liability arising from:
• watercraft in care, custody and
control
• third party property damage and
personal injury
• products liability
• ownership, tenancy or use of
premises (including
• car parks)
• ownership, tenancy or use of berths,
jetties, pontoons
or moorings
• pollution, including clean-up costs
• consequential loss and loss of use
of damaged watercraft
• use of subcontractors
• removal of wreck
• damage to temporarily hired
equipment
• travelling workmen
• legal defence, investigation and
other mitigation costs
• hot work liability.
• Optional additional benefits
• The policy can also be extended to
cover liability arising from:
• extended hot work
• other work outside of ship repair
operations
• storage of watercraft
• warranty/maintenance guarantee
obligations
Coverage:
•
personal
injury means
(a) bodily injury, death, sickness, disease,
disability, shock, fright, mental anguish, mental injury
(b) false
arrest, false imprisonment, wrongful detention, malicious prosecution or
humiliation
(c) libel,
slander or defamation
(d) wrongful
entry or wrongful eviction or other invasion of privacy.
•
Pollutant
any solid,
liquid, gaseous or thermal irritant or contaminant, including but not limited
to smoke, vapour, soot, fumes, acids, alkalis, chemicals, waste, oil or
petroleum products - waste includes material to be recycled, reconditioned or
reclaimed.
•
Pollution Risks
legal
liability directly or indirectly caused by or arising out of the sudden
accidental or potential discharge, dispersal, emission, release, spillage,
escape or seepage of
pollutantsinto
or upon any property, land, the atmosphere, seas, watercourse or body of water
including liability to pay any costs and expenses incurred in the prevention,
removal or clean-up of such pollutants provided that such sudden accidental or
potential discharge, dispersal, emission, release, spillage, escape or seepage
does not arise from deliberate, reckless or wilful conduct.
•
Premises
means the
land and buildings or parts of buildings including car parks at the address
noted in the schedule
,
• owned, leased or used exclusively to
carry the business.
•
Premises occupier’s liability
• legal liability arising from ownership,
tenancy or use of the premises in the cours of the business but does not
include berth occupier’s liability.
• Product
means
anything which is or is deemed to have been manufactured, grown, extracted,
produced, processed, sold, supplied, distributed, imported, exported, repaired,
serviced, installed, assembled, erected or constructed (including packaging or
containers) in the course of the business.
•
Products liability
legal
liability for personal injury or property damage caused by a defective product
where
the product formed
part of repair, installation, assembly or maintenance work carried out
on a
watercraft and the personal injuryor property damage occurred after the producthas
ceased to be in the possession or control.
•
Property damage
means
physical loss, damage or destruction of tangible property that is not owned,
used or leased
•
Removal of wreck liability
legal liability
for the reasonable costs of removal or recovery of a watercraft where it is
damaged, stranded, abandoned or sinks accidentally.
•
Subcontractors liability
legal liability
for the negligence of subcontractors engaged by in the course of the business.
•
Temporary hire equipment
equipment
hired or leased to in the course of the business for a total continuous
period not
exceeding 120 days.
•
Temporary hire of equipment
liability
legal
liability for damage or loss of any temporaryhireequipment.
•
Territorial limits
anywhere
within Indonesian territory or as amended in the schedule.
•
Watercraft
Anything
made or intended to float on or in or travel on or through or under water other
than fixed pontoons, berths or jetties, and includes its machinery, contents
and equipment.
•
The insurance coverages
Subject to
the limit of liability and the terms and conditions of this policy, the insurer
will pay pay all sums which the insured become legally liable to pay in
compensation arising from your business:
• loss or damage to watercraftin the care,
custody or control
• property damage
• personal injury
• products liability
• consequential loss
• pollution risks
• premises occupier’s liability
• berth occupier’s liability
• hot workliability
• removal of wreck liability
• subcontractors liability
• temporary hire of equipment
liabilityresulting from an occurrencehappening during the period of insuranceand
within the territorial limits
.
•
Limit of liability
liability to
pay compensation as a result of an occurrence will not exceed the limit of
liability shown in the schedule or total aggregate liability any one period of
insurance
to pay
compensation in respect of or in any way related to pollution risks
is $................
.
•
Additional cover
• In addition to the limit of
liability this policy will also cover any reasonable costs incurred for first
aid rendered to third parties at the time of any personal injury
• legal defence, investigation and
mitigation costs provided that:
• if in settling or disposing of a
claim covered under this policy compensation is payable in excess of the limit of
liability additional liability in respect of costs incurred under 3.1 and 3.2
will be limited to the same proportion of these costs as the limit of liability
bears to the total compensation payable to dispose of or settlethe claim
• will not pay for any costs or
expenses under 3.1 and 3.2 that are incurred after have paid, or agreed to pay,
an amount equal to the limit of liability.
•
Optional additional benefits
The optional
additional benefits are only applicable to this policy if insurer has agreed to
provide the cover or insuredshave paid any additional premium required and the additional
benefit is noted as being covered in the schedule
•
Extended hot work hot work
carried out
on or near watercraft previously engaged in carrying explosives, ammunition or inflammable
liquids or gasses or any work on or near any fuel tank, fuel pipeline or fuel
bunker space.
•
Other work
other work
that does not fall within the scope of the ship repairing business and which is
specified in the schedule and provided that have declared to insurer gross
charges in respect of such business and insurershas agreed to provide cover.
•
Storage watercraft
in the care,
custody and control solely for the purpose of being stored.
•
Warranty/maintenance guarantee
obligations
the failure
of productor service to meet the level of performance, quality, fitness or
durability expressly warranted or represented by the insuredin writing in the
course of
the ship
repairing business up to a maximum period of 12 months.
•
Worldwide services
work
performed by the insured outside Indonesia and provided that any claim or
proceeding in relation to such work is brought against youwithin Indonesia
•
What you are not insured for
•
• This policy does not insure for:
• legal liability caused by or arising
out of:
• Aircraft and watercraft ownership,
construction, maintenance, servicing, operation or use by
• of any aircraft; ownership, charter
or lease of any watercraft;
• the use, movement or delivery of
watercraf in care, custody or control other than for trial trips and movement
incidental to your business within 100 kilometres of
• Own premises or the place where the
work was performed;
• products installed in or on any aircraft
or watercraft owned, chartered or leased
• the use by as a landing area for aircraf
of any property or structure owned occupied or controlled by the term ‘landing
area’ includes any area on which
aircraft taxi,
land, take-off, are housed, maintained or operated.
• Death, injury, loss, damage or
liability of any nature which is directly or indirectly connected in any way with
asbestos.
• Assault and battery committed by or
at the direction of unless reasonably necessary for the protection of
• persons or property.
• Contractual liability
• Liability assumed by under any
contract or agreement.
• This exclusion shall not apply to liability
that would have been implied by law in the absence of such contract or
agreement
• written contracts or agreements
agreed by insurer and specified in the scheduleor to the extent that they adopt
the standard terms published by peak industry bodies by insurer or similar
organisation approved by insurer in writing.
• Defective product. The need to
replace a defective produc where it is manufactured by a third party.
• Employment liability
• Personal injury to any employee or
worker arising out of, or in the course of, their employment business to the
extent that are indemnified or entitled to be indemnified under a policy of
insurance or self insurance arrangements in accordance with any workers’
compensation or accident compensation
• legislation, or to the extent that would
have been entitled to be indemnified had arranged insurance as required by such
legislation.
• Any provision of any workers’
compensation legislation or any industrial award or agreement or determination.Exceeding
capacity
• knowingly exceeding the registered
or rated capacity of any lift device, slipway or dry-dock.
• Faulty design. The condemnation or
rejection of any part or produc by reason of faulty design, specification, formulae
or pattern;
• the need to repair, modify or
replace any part or product by reason of design, specification, formulae or
pattern.
• Punitive, aggravated or exemplary
damages, fines or penalties imposed by law.
• Infidelity or any act of a dishonest
nature on part or on the part or subcontractors or employees.
• Libel, slander and defamation
• The publication or utterance of a
libel, slander or defamation:made prior to the commencement date of this
policy;made by or at direction knowing it to be false;
• related to advertising, broadcasting
or telecasting activities conducted by or on the insured behalf.
• New water craft any new watercraft being
built by as the principal builder.
• Nuclear, Chemical, Biological,
Bio-Chemical and Electromagnetic Weapons
• ionising radiations from or
contamination by radioactivity from any nuclear fuel or from any nuclear waste
from the combustion of nuclear fuel;
• the radioactive, toxic, explosive or
other hazardous or contaminating properties of any nuclear installation, reactor,
or other nuclear assembly or nuclear component thereof;
• any weapon or device employing
atomic or nuclear fission and/or fusion other like reaction or radioactive
force or matter;the radioactive, toxic, explosive or other hazardous or
contaminating properties of any radioactive matter, the exclusion in this
sub-clause does not extend to radioactiv isotopes, other than nuclear fuel,
when such isotopes are being prepared, carried, stored, or used for commercial,
agricultural, medical, scientific or other similar peaceful purposes;
• any chemical, biological, bio-chemical,
or electromagnetic weapon Product recall
• The withdrawal, recall, inspection,
repair, reconditioning, modification, reinstallation, replacement or loss of use
of any product where such product is withdrawn or recalled from the market or
from use in a particular application because of a known, alleged or suspected
defect or deficiency Professional advice. The rendering of or failure to render
professional advice for a fee or otherwise, or any error or omission connected
therewith, including but not limited to surveys, inspection or condition
reports, and valuations of watercraft
• This exclusion shall not apply to
the rendering of or failure to render medical advice or service by medical persons
employed to provide first aid and other medical services on the premises
Damage to property
owned by, used by or leased but excluding
• temporary hire equipment
Reckless
conduct. Deliberate, reckless or wilful conduct bysubcontractors.
• Second hand products. The supply,
sale or provision of a second hand product
• Property damage occurring as a
result of overspray of paint or other substance and where such property damage is
caused by subcontractor failing to erect a purpose built spray booth or
implement similar protective measures.
• Strikes. Property damageor personal
injury arising from any strike, lockouts labour disturbance, riot, civil
commotion or act of any person taking part in any such activity.
• Terrorism. Any act of terrorism or
steps taken to prevent, suppress, control or reduce the consequences of any
actual, attempted, anticipated, threatened, suspected or perceived terrorism
• Vehicles. The use, ownership or
operation by of any vehicle in circumstances in which the vehicle is required
by law to have compulsory insurance against such liability.
• The use, ownership or operation by of
any registered vehicle such liability being for property damage
• War. Whether directly or indirectly,
war, civil war, revolution, rebellion, insurrection or civil strife arising
there from or any hostile act by or against a belligerent power, capture,
seizure, arrest, restraint or detainment (barratry and piracy excepted) and the
consequences thereof or any attempt thereat, derelict mines, torpedoes, bombs
or other derelict weapons of war.
• Other consequential loss Except to
the extent specified above as
• consequential loss this policy
excludes any liability for payments under penalty clauses or for other consequential
loss of any kind, including (but not limited to) detention, demurrage, loss of
hire, loss of use or loss by diminution in value of any watercraft
For a competitive Ship Repair Liability please contact and click L&G Insurance brokers. A leading insurance broker and consultant in Indonesia.
For a competitive Ship Repair Liability please contact and click L&G Insurance brokers. A leading insurance broker and consultant in Indonesia.
.
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