Bisnis Indonesia, 10 September 2015
By Anggara
Permando .
Dumoly F. Pardede, the Deputy Commissioner of the Supervision of Non-Bank
Financial Industry Financial Services Authority (IKNB OJK ) said that the
authority is committed to increasing the
capacity of the insurance company. Therefore Dumoly said, FSA opens the opportunity for an
insurance company that wants to market insurance products of removal of wreck consortium by joining the existing or newly formed consortium.
.
The removal of wreck of hull insurance is the first step to
develop a massive
potential of Protection and Indemnity ( P & I) in Indonesia. This insurance is
compulsory pursuant to the regulation of the ministry of
transportation. At the first
time the insurance premium may be small because it takes time grasp the whole market but at the end it will create a
good and healthy conditions in marine transportation and as well as for harbors in Indonesia. Dumoly said in Jakarta Wednesday, September 9, 2015.
Dumoly estimates for the initial years, the amount premium that can be achieved ranges from Rp 100
billion to Rp 200 billion. This number is expected to
continue to grow as awareness of the shipowners will incraase. As for
insurance companies who intend to form a new consortium, the authorities set a
number of conditions, among others are the company is not being banned,
meets the capital limit , has an hull and machinery insurance program and has reinsurance treaty program.
Furthermore, he added consortium also prohibited from acting as fronting
and just expect marketing fee only. Dumoly confirms the company must also recruit the hull and machinery experts to support this business.
Darul Dimasqy, head of the department supervisor of IKNB OJK ,
said this insurance is a mandatory that the consortium should accept the entire ship that
fall under this provisions. According to
him, the insurance company can conduct surveys before issuance of the policy, but there is a mandatory anti-selection policy. There should
be no uninsured ships.
All shipowners are obligated to purchase, so the premium collected will be sufficient to run
this business .
Wayan Pariama , director of Marketing of Adira said that the premiums of the
consortium is quite cheap. Since lounched for the first tie in March 2015 and to date has covered about 1,000
customers. The potential is more than 20,000 vessels.
The first premiums for 1000 ships approximately Rp. 7 billion. He
said, this product only covers the wreck removal in shipping
lanes or port pool.Claims in force if there is an order from the authorities to withdraw the order ships.
This compulsory insurance, said Wayan excludes the damage of property carried by the vessel. Vessels
exclude form this program such as warships, a vessel that used to
tack the government's job, ships with a tonnage of less than 35Gt , as well as
boats that has had over 20 years of age .
Currently, the consortium members consists of 12 general
insurance companies led by PT Tugu Pratama Indonesia , Members of the
Consortium include PT Asuransi Adira Dinamika , PT Asuransi Astara Buana , PT
Asuransi Beringan Sejahtera Arta Makmur , PT Asuransi Central Asia , PT
Asuransi Jasa Indonesia , PT Asuransi Jasa Raharja Putra , PT Asuransi Full
Artanugraha , PT Asuransi Sinar Mas , PT Asuransi Wahana Tata PT Asuransi Asei
Indonesia .
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